Private Lending Portfolio

PRIVATE LENDING PORTFOLIO

Our primary investment objective is to pay attractive and consistent cash distributions for income-focused and limited risk investors. Our collateralized portfolio of loans always have first position collateral on every real estate asset that we lend to.

DIXA'S

COMPETITIVE ADVANTAGE

Significant management-invested working capital with additional long-term commitments

Multiple financing facilities from banks and syndicated credit lines

Experienced team with an average of 10 years of experience in mortgage origination, servicing, securitization, asset management and capital markets

We will only source loans that meet our investment guidelines and enter into a mortgage loan purchase agreement (MLPA) with Lendz and other originators

Extensive use of third-party tools to verify borrower and loan information

Utilization of multiple appraisal management companies

Internal audit and pre- and post-funding QC reports with no material findings

Comprehensive internal control processes, which includes robust pre- and post-funding QC and compliance functions

We review 100% of loans, which exceeds the industry average. Use of independent vendors for post-funding reviews for every loans

An established internal auditing platform, which is managed by third-party member and overseen by part of senior management

PRIVATE LENDING